We have the philosophy that a quality, spiritual education that trains an individual for service to the Lord Jesus Christ should not leave that individual with an oppressive financial debt. This is another reason why we have not sought the very costly regional accreditation that leads to qualification for government-guaranteed student loans and other government programs. Institutions using such loans generally charge the maximum tuition allowable, leaving the student with a sizeable debt at the completion of their education. For those called to the ministry, it can be very difficult to obey God's calling with this type of debt lingering over their finances. Therefore,we elected a less-costly, independent accreditation. Our approach is to provide the most affordable, quality, spiritual education that we can as a ministry to the Lord and to His servants.
Our policy is to provide an in-house, interest-free, student loan in the form of a "pay-as-you-go" program rather than requiring the student to pay the full tuition at the beginning of each semester. Flexibility of schedule is another great advantage of our approach. Students can finish their programs of study or achieve their educational goals over a period of time convenient to them. Their own personal preferences, work schedules, and their own finances determine the speed at which they progress. Students must pre-pay each course before attending classes. If a student cannot pre-pay the course, they are not disqualified from continuing their education, though they might not complete the number of courses required to graduate in the next graduation exercise. There are no provisions for partial payments.
The cost of a full year of undergraduate studies is $1,170. It is payable in 9 installments of $130 each ($43.33 per credit-hour). Each installment covers tuition, Ministry Practicum credits, and graduation fees for that year. Primary textbook costs are additional, but most books cost less than $20 per book. Students are responsible for obtaining their own books.
The cost of a 1-year Master's Program is $1,870, payable in 11 installments of $170 each ($56.67 per credit-hour). Each installment covers tuition and primary textbook for each course, Ministry Practicum credits, and graduation fees for that level.
Both the first and second-level Doctoral Degrees are based on a 45-credit-hour program which includes 15 credit-hours of course work and a 30-credit-hour doctoral dissertation. The cost of the coursework phase of this program is $1,000, payable in 5 installments of $200 ($66.67 per credit-hour). Each installment includes tuition and graduation fees. The cost of the dissertation phase is $1,300 payable in 10 installments of $130 ($43.33 per credit-hour).